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Pegasus Personal Finance

Call0800 066 2882

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(8.9% APR illustration)

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Hello, I was hoping that you could help me. My partner and I both have big birthdays coming up this year and we were looking for ideas on how to celebrate and I’d really love a romantic holiday. I’ve heard the Seychelles islands are amazing but at £1000 per night we’d be looking for a £23,000 loan to finance the holiday as we simply can’t afford it. What are our chances of getting approved? And is it realistic to repay the loan at less than £1000 a month?

Hi Sophie, and thanks very much for your question!

The Seychelles are a very popular option for romantic holidays, and definitely worth paying the extra for a special occasion. If you need a £23,000 loan for this one-of-a-kind holiday, we should be able to get you and your partner on the beach sipping a glass of something bubbly in no time.

Unlike a lot of banks, the team at Pegasus Personal Finance are able to provide a range of competitive finance deals for luxury breaks – with options ranging from a modest £2500 loan to large loans of around £25,000.

Your credit score will impact how much interest you’ll be required to pay and, therefore, how long you’ll need to repay your loan – but a good credit rating will earn you a Representative APR rate of just 13.9%! So, if you’re looking for a £23,000 loan and want to keep repayments under £1000 per month, you could repay the full balance (including interest) in 30 months – with monthly instalments of £919.44.

Once you’ve applied online, you’ll hear back from a member of our team within 60 minutes – meaning you won’t have to wait to book that romantic getaway!

About The Expert

Pegasus Finance is a trading style of The Car Loan Warehouse Limited

The Car Loan Warehouse Limited is authorised and regulated by the Financial Conduct Authority. Our registered FRN is 662397. Registered Company No. 08127935. All finance is subject to status and income. Applicants must be 18 years or over, terms and conditions apply, guarantees and indemnities may be required. The Car Loan Warehouse Limited is a broker, not a lender and can introduce you to a number of finance providers based on your credit rating and we will receive a commission for such introductions. Written quotation on request. Certain exclusions for Northern Ireland residents. Borrowing £8,000 over 48 months with a representative APR of 14.9%, an annual interest rate of 7.7% and a deposit of £0.00. 48 payments of £218.49 per month. Total cost of credit being £2,487.57 and a total amount payable of £10,487.57. Terms available 12-120 months, 5.9%-49%APR. Pegasus Finance do not provide financial advice.

We can introduce you to a limited number of lenders that offer finance products, but we do not offer any advice or recommendations. We do not charge you a fee for our services, but we receive commission from the lenders we introduce you to. The commission we receive is either a fixed fee or a percentage of the amount you borrow but the existence of commission does not affect the amount you will pay under the agreement. The commission we receive varies depending on how you are introduced to us, which lender we place you with, and which finance product you choose. We will pass a proportion of the commission we receive to the motor retailer that introduced you to us. The commission we receive and pay will not affect the amount of interest you pay under your credit agreement, when compared to customers in circumstances similar to you. We will always introduce you to the lender that provides products for your needs, at the interest rate suitable for your credit profile. If you ask us, we will tell you the amount of commission we are paid for introducing you to the finance lender.

Pegasus Finance, Technology House, Station Road, Alton, GU34 2PZ